What is the difference between this and an interim controller?

A controller owns the numbers being right. A fractional CFO owns what you do with them — planning, cash, pricing, board reporting and funding readiness.

How much time does a fractional CFO need?

Typically one to two days a week. Less than that works only where a competent finance team already handles day-to-day operations.

Do you help with fundraising?

I prepare the finance side: model, unit economics, historical numbers that hold up in diligence, and the data room. I do not act as a placement agent.

What size company is this for?

Usually 20 to 300 people, past first revenue, where the finance need has outgrown a bookkeeper but does not yet justify a full-time CFO.

Can you also build the team?

Yes — hiring profile, interviewing, onboarding and coaching the first permanent finance hires is part of most engagements.

Outsourced CFO · FinTech & Payments

Fractional CFO oversight for FinTechs that outgrew their bookkeeper.

You need CFO-level judgement on close, controls and reporting — but not a full-time hire yet. Cagni Finance & Advisory provides senior oversight, a specialist delivery team, and the operational discipline to keep your finance function audit-ready as you scale.

Book a diagnostic

The model

Senior lead + specialist delivery.

Allan Cagni owns strategy, stakeholder management and senior GAAP review. A bilingual, Big-Four-trained delivery team handles daily reconciliations, journals and back-office execution. You get enterprise-quality finance leadership at a cost that makes sense pre-Series B.

What's in scope

Six areas your CFO would own — that we own for you.

Monthly close, reconciliation and reporting oversight
Board and investor reporting packs (IFRS / US GAAP)
Audit preparation and Big-Four liaison
SOx-aligned controls and finance policy design
Regulator-facing reporting (DNB, AFM) for licensed businesses
Finance systems selection — ERP, reconciliation, close tooling

Best fit

Regulated FinTechs, payments companies and Web3 businesses, Seed to Series B.

Typically 10–80 employees, multi-entity, cross-border cash flows, and a founding team that needs finance to keep pace with product — not slow it down. Engagements start with a diagnostic, move into a scoped pilot, and settle into a monthly retainer.

FAQ

Questions I get asked

What is the difference between this and an interim controller?: A controller owns the numbers being right. A fractional CFO owns what you do with them — planning, cash, pricing, board reporting and funding readiness.
How much time does a fractional CFO need?: Typically one to two days a week. Less than that works only where a competent finance team already handles day-to-day operations.
Do you help with fundraising?: I prepare the finance side: model, unit economics, historical numbers that hold up in diligence, and the data room. I do not act as a placement agent.
What size company is this for?: Usually 20 to 300 people, past first revenue, where the finance need has outgrown a bookkeeper but does not yet justify a full-time CFO.
Can you also build the team?: Yes — hiring profile, interviewing, onboarding and coaching the first permanent finance hires is part of most engagements.

Start here

Fractional CFO · start with a diagnostic.

30-minute call to map your close, controls and reporting gaps. Come away with a shortlist of where senior oversight moves the needle first.

Prefer a call?

30 minutes, no obligation. Bring your close timeline and top pain points.

Book a diagnostic call

allan@cagni.nl