Payment reconciliation · PSP-to-ERP

Payment reconciliation that closes your books, not just your tickets.

Stripe, Adyen, Mollie, card schemes, bank feeds, intercompany — modern FinTechs juggle a dozen sources of truth. We build the reconciliation pipeline that ties them to your ERP, so month-end takes days instead of weeks.

The problem

Manual matching doesn't scale past series A.

A PSP payout arrives net of fees, chargebacks and refunds. A bank feed drops it 1–3 days later, sometimes split. Your ERP wants gross revenue, fees and net cash on separate accounts. Excel handles this for a few thousand transactions. At scale it breaks — and takes your close date with it.

How the pipeline works

Four stages, one audit trail.

01

Ingest

Pull PSP payout files (Stripe, Adyen, Mollie), card-scheme reports, bank feeds and intercompany ledgers into a single reconciliation layer.

02

Match

Rule-based matching on merchant reference, currency, value date and fee bracket — with fuzzy tolerance for scheme-side rounding and FX drift.

03

Explain

Every unmatched item is categorised: chargeback, refund, scheme fee, timing, duplicate. No more manual triage sheets.

04

Post

Journals pushed to NetSuite, Oracle or SAP with full audit trail — ready for month-end close and statutory audit.

Systems we integrate

ERPs, PSPs & rails.

We work with NetSuite, Oracle Fusion and SAP on the ERP side; Stripe, Adyen, Mollie, Checkout.com and Worldpay on the PSP side; SEPA, SWIFT and card-scheme files on the bank side. Custom Python pipelines fill the gaps native connectors don't cover.

What you get
  • Daily reconciliation dashboards for finance ops
  • Automated journal entries into your ERP
  • Exception queues categorised by root cause
  • A close checklist your auditor will actually approve
  • Documentation aligned with SOx controls
Start here

Reconciliation, on rails.

Show us your PSPs, your ERP, and one messy month-end. We'll come back with the fastest path to a clean, automated close.

Schedule a diagnostic

30-minute call · no obligation

Bring your close timeline and top reconciliation pain points. We'll come back with a shortlist of where automation moves the needle first.

Book a call
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